Institute for Economic Empowerment

USER AGREEMENT

These pages contain the User Agreement ("Agreement") between you and the Institute for Economic Empowerment, the non-profit publisher of this Web site (the "Site"). This Agreement sets forth the terms and conditions for your use of this Site. Your use of the Site constitutes your agreement to these terms and conditions.

1. General. The Institute for Economic Empowerment grants you a non-exclusive, non-transferable, limited right to access, use and display this Site and the materials provided hereon, provided that you comply fully with this Agreement. The contents of the Site are only for your personal and/or organizational, noncommercial use. You agree not to interrupt, or attempt to interrupt, the operation of the Site or any part of it in any way. You agree that you will not use any robot, spider, scraper or other automated means to access the Web site for any purpose without our express written permission. Additionally, you agree that you will not: (a) take any action that, in our sole discretion, imposes, or may impose an unreasonable or disproportionately large load on our infrastructure; (b) interfere or attempt to interfere with the proper working of the Web site or any activities conducted on the site; or (c) bypass any measures we may use to prevent or restrict access to the Web site.
   
   
2. Copyright and Ownership. All of the content featured or displayed on the Web site, including without limitation text, graphics, photographs, images, moving images, sound and illustrations ("Content"), is owned by the Institute for Economic Empowerment, its licensors, vendors, agents and/or its Content providers. All elements of the Web site, including without limitation the general design and the Content, are protected by trade dress, copyright, moral rights, trademark and other laws relating to intellectual property rights. The contents of this site are intended for the contemporaneous viewing by users of the site and may be downloaded by users of this site consistent with the mission and purposes of the Institute for Economic Empowerment and for the personal and/or organizational, noncommercial use of such users. Except as may be otherwise indicated in specific documents within the Web site, you are authorized to view, play, print and download documents, audio and video found on our Web site for personal, organizational, informational and noncommercial purposes only. You may not modify any of the materials, and you may not copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information or work contained on the Web site absent prior written consent of the Institute for Economic Empowerment. Except as authorized under the copyright laws, you are responsible for obtaining permission before reusing any copyrighted material that is available on the Web site. For purposes of these Terms and Conditions, the use of any such material on any other Web site or networked computer environment is prohibited. You shall comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding your use of the Web site and Services. The Web site, its Content and all related rights shall remain the exclusive property of the Institute for Economic Empowerment or its licensors and/or its Content providers unless otherwise expressly agreed. You will not remove any copyright, trademark or other proprietary notices from material found on this Web site.
   
   
3. Trademarks. All trademarks, service marks and trade names of the Institute for Economic Empowerment and of NISH used herein (including, but not limited to, the NISH name and logo) (collectively "Marks") are trademarks or registered trademarks of NISH or its partners, vendors or licensors. You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify trademarks of the Institute for Economic Empowerment or of NISH in any way, including in advertising or publicity pertaining to distribution of materials on this Web site, without NISH's prior written consent. The use of trademarks of the Institute for Economic Empowerment or of NISH on any other Web site or network computer environment is not allowed. The Institute for Economic Empowerment and NISH prohibit the use of its trademarks as a "hot" link on or to any other Web site unless establishment of such a link is approved in advance.
   
   
4. Framing this Web site. Running or displaying this Web site or any information or material displayed on this Web site in frames or through similar means on another Web site without our prior written permission is prohibited. Any permitted links to this Web site must comply with all applicable laws, rule and regulations.
   
   
5. Third-Party Links. From time to time, this Web site may contain links to Web sites that are not owned, operated or controlled by the Institute for Economic Empowerment or NISH. All such links are provided solely as a convenience to you. If you use these links, you will leave this Web site. Such links do not constitute an endorsement by either the Institute for Economic Empowerment or NISH of any third-party site or any materials contained therein. Neither the Institute for Economic Empowerment nor NISH controls, and neither is responsible for, the availability, accuracy, privacy policy, or currency of such third-party sites or any information, content, products or services accessible from such third-party sites. If you decide to access any other Web sites linked to or from this Web site, you do so entirely at your own risk.
   
   
6. Disclaimer. Use of this site is at your own risk. Both the Institute for Economic Empowerment and NISH expressly disclaim all liability for injury, damages, costs or other loss of any kind arising from or caused by use of, reference or conformity to, belief in or reliance on any content of this site. Neither the Institute for Economic Empowerment nor NISH assumes any responsibility for, and will not be liable for, any damages to, or any viruses that may infect your computer, telecommunication equipment or other property caused by or arising from your access to, use of, or browsing this Web site, or your downloading of any information or materials from this Web site. We do not guarantee continuous, uninterrupted or secure access to our Web site or Services, and operation of the Web site may be interfered with by numerous factors outside of our control. All information and suggestions contained in this site are provided AS IS and without warranty of accuracy, completeness, suitability or utility of any kind whatsoever, including merchantability or fitness for a particular purpose. The Institute for Economic Empowerment makes reasonable efforts to present accurate and reliable information on this site, but it disclaims all responsibility for the consequences of its use or reliance by any persons, organization or other entity. Because information may be inapplicable to a particular situation or become outdated, NISH recommends consultation with an appropriate professional before acting or otherwise relying on any contents of this site. You assume full responsibility and risk of loss resulting from your downloading and/or use of files, information, communications, content, or other material (including without limitation software) accessed through or obtained by means of this site. Under no circumstances shall the Institute for Economic Empowerment or NISH, or its directors, officers, employees, agents or Content providers, or any third-party provider of telecommunications or network services or site software for the Institute for Economic Empowerment or NISH be liable for any indirect, incidental, punitive, special, or consequential damages that are directly or indirectly related to your use of or inability to use this site.
   
   
7. Indemnity. You agree to defend, indemnify and hold the Institute for Economic Empowerment and NISH harmless from any and all liabilities, costs, and expenses, including reasonable attorneys' fees, related to or in connection with (a) the use of the Web site or the Internet or your placement or transmission of any message or information on this Web site by you or your authorized users; (b) your violation of any of these Terms and Conditions, including without limitation, your breach of any of the representations and warranties above; (c) your violation of any third-party right, including without limitation any right of privacy, publicity rights or intellectual property rights; or (d) your violation of any law, rule or regulation of the United States or any other country.
   
   
8. Release. In the event that you have a dispute with one or more other users of the Web site, you release the Institute for Economic Empowerment and NISH (and their officers, directors, agents, employees and Content providers) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.
   
   
9. Termination. In addition to any other rights of the parties set forth herein, the Institute for Economic Empowerment may cancel or terminate this Agreement at any time. The Institute for Economic Empowerment also reserves the right to restrict, suspend or terminate your access to the Site, without notice, with respect to any breach or threatened breach by you of any portion of this Agreement.
   
   
10. Entire Agreement. These Terms and Conditions are the entire agreement between the user and the Institute for Economic Empowerment and supersede any prior understandings or agreements (written or oral).